What do I need to know about the advance Child Tax Credits of 2021?
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Simple Steps To Start Saving
If you’re ready to start saving but you don’t know where to begin, Cooperative Teachers Credit Union can help. Let’s get started!
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Saving On Entertainment Costs
Everyone needs a way to kick back and relax, but entertainment can get expensive. Fortunately, there are ways to save on entertainment costs. Here are a few creative tips to get you started.
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Snowball Method vs. Avalanche Method
Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye? Let’s take a look at two popular approaches for paying down debt and explore the pros and cons of each.
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APR vs. Interest Rates
When comparing long-term loans, the interest rate and the annual percentage rate (APR) are often confused. While the interest rate refers to the annual interest expense of the loan, the APR reflects the annual cost of borrowing money from the lender. Clear as mud? Don’t worry; we can help.
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Don’t Sleep On Your Savings: Avoiding Dormant Accounts
One of the best things you can do with a savings account is forget about it. If you don’t think about it, you can’t spend it. It’s there when you need it, and it’s earning dividends the whole time. However, like with most good advice, there can be a flip side.
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Debt Consolidation: Is It Right For You?
Is a debt consolidation loan right for you? If you’re up to your eyeballs in debt and overwhelmed by multiple bills each month and high interest rates…the answer could be yes.
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How To Create A Budget In 6 Easy Steps
If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget.
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