MONEY

April 19, 2021March 3, 2021

Simple Steps To Start Saving

If you’re ready to start saving but you don’t know where to begin, Cooperative Teachers Credit Union can help. Let’s get started!

April 1, 2021March 3, 2021

Saving On Entertainment Costs

Everyone needs a way to kick back and relax, but entertainment can get expensive. Fortunately, there are ways to save on entertainment costs. Here are a few creative tips to get you started.

November 12, 2020October 28, 2020

Snowball Method vs. Avalanche Method

Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye? Let’s take a look at two popular approaches for paying down debt and explore the pros and cons of each.

October 15, 2020September 23, 2020

APR vs. Interest Rates

When comparing long-term loans, the interest rate and the annual percentage rate (APR) are often confused. While the interest rate refers to the annual interest expense of the loan, the APR reflects the annual cost of borrowing money from the lender. Clear as mud? Don’t worry; we can help.

October 1, 2020September 23, 2020

Don’t Sleep On Your Savings: Avoiding Dormant Accounts

One of the best things you can do with a savings account is forget about it. If you don’t think about it, you can’t spend it. It’s there when you need it, and it’s earning dividends the whole time. However, like with most good advice, there can be a flip side.