‘Tis the season to be merry-except sometimes, it’s not.
No one wants to be the Grinch on Christmas. So, if you tend to feel stressed or down when the holidays roll around, here are eight tips to help you turn that frown into a genuine smile.
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There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with these six tips!
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If the lump under your mattress is getting uncomfortably big and you’re looking for a safer, more lucrative place to park your savings, look no further than Cooperative Teachers Credit Union.
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There’s lots of talk in the world of personal finance about how to best manage a savings account, but what about our checking accounts?
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Financial experts do tend to agree on the benefits of teaching kids to save their money. If parents start when their children are young, they benefit from learning good saving habits.
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She pointed at the longer
column. “This is the amount of money we need to spend on certain expenses each
month.”
Then, she pointed at the
shorter column. “And this is the money we have to work with each month.”
“But how do you figure out how
much money you need for everything?” David asked.
We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false.
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Say your washing machine decides to suddenly quit on you and needs replacing. You’re now looking at an extra expense that can run anywhere from $350-$850 (or more). Where are you going to get that kind of money in a pinch?
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