She pointed at the longer
column. “This is the amount of money we need to spend on certain expenses each
month.”
Then, she pointed at the
shorter column. “And this is the money we have to work with each month.”
“But how do you figure out how
much money you need for everything?” David asked.
In the age of plastic spending and mobile payments, it’s easier than ever to buy stuff you can’t pay for right away while supporting a lifestyle you can’t really afford. Let’s take a look at seven red flags that might mean you’re living beyond your means and the steps you can take to get back on track.
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Say your washing machine decides to suddenly quit on you and needs replacing. You’re now looking at an extra expense that can run anywhere from $350-$850 (or more). Where are you going to get that kind of money in a pinch?
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Want to make 2019 the year you finally get debt-free?
Look no further than your computer screen! With nothing but internet access and a modest investment of your time, you can give your budget that extra padding it needs and get a head start on saving for a larger goal.
