finances

July 9, 2020June 18, 2020

How To Create A Budget In 6 Easy Steps

If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget.

March 5, 2020January 16, 2020

Should I Refinance To A 15-Year Mortgage?

A 15-year loan generally carries a lower interest rate than a 30-year loan. If national interest rates are falling when you refinance, and/or your credit has improved since you bought your home, your interest rate can be even lower.

October 31, 2019October 21, 2019

All You Need To Know About Savings Certificates

If the lump under your mattress is getting uncomfortably big and you’re looking for a safer, more lucrative place to park your savings, look no further than Cooperative Teachers Credit Union.

September 19, 2019August 21, 2019

Your Complete Guide To Identity Theft Protection

Did you know there were 14.4 million victims of identity theft in 2018? Fortunately, there are steps you can take to prevent yourself from becoming the next victim.

September 5, 2019August 20, 2019

How Much Money Should I Keep In My Checking Account?

There’s lots of talk in the world of personal finance about how to best manage a savings account, but what about our checking accounts?

July 11, 2019June 26, 2019

7 Money Myths You Need To Stop Believing Now!

We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false.

May 30, 2019April 24, 2019

Setting Yourself Up For Auto Loan Success

When shopping for a new car, it’s always too easy to let your emotions do the shopping.

For most people, a car is the most expensive purchase they’ll make aside from their house. So, keeping this sobering thought in mind is a solid step toward reining in those emotions.

March 14, 2019March 13, 2019

Can Living Frugally Make You Happier Than When Living Lavishly?

Many people overspend and rack up thousands of dollars in credit card debt to live a lifestyle they believe will make them happy, only to discover they are living beyond their means. This, in turn, adds stress and worry … causing unhappiness.