Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye? Let’s take a look at two popular approaches for paying down debt and explore the pros and cons of each.Read More
Budget billing can simplify your utility payments by making each month the same fixed amount, but it’s important to understand all the facts before signing up.
We have answered all your questions on budget billing.
Is a debt consolidation loan right for you? If you’re up to your eyeballs in debt and overwhelmed by multiple bills each month and high interest rates…the answer could be yes.Read More
Summer is a time for fun and excitement, but it can also be super expensive. Summertime can be a season of major life changes like household moves, weddings, or purchasing that boat you’ve been eyeing.
Before you start swiping the plastic for everything under the sun, Cooperative Teachers Credit Union recommends considering a personal loan to stay within your budget.Read More
Bills are a lot like bad weather. They’re going to come anyway, so you might as well not try to fix them, right? For some bills, that’s the case. For others, though, you can make a big difference in your monthly budget with a little legwork.Read More
We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false.Read More
In the age of plastic spending and mobile payments, it’s easier than ever to buy stuff you can’t pay for right away while supporting a lifestyle you can’t really afford. Let’s take a look at seven red flags that might mean you’re living beyond your means and the steps you can take to get back on track.Read More
If you’re like most Americans, you owe money toward a large loan. Did you know there are simple, but brilliant, tricks you can employ to lighten the load?Read More