Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye? Let’s take a look at two popular approaches for paying down debt and explore the pros and cons of each.
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Budget billing can simplify your utility payments by making each month the same fixed amount, but it’s important to understand all the facts before signing up.
We have answered all your questions on budget billing.
Is a debt consolidation loan right for you? If you’re up to your eyeballs in debt and overwhelmed by multiple bills each month and high interest rates…the answer could be yes.
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If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget.
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Summer is a time for fun and excitement, but it can also be super expensive. Summertime can be a season of major life changes like household moves, weddings, or purchasing that boat you’ve been eyeing.
Before you start swiping the plastic for everything under the sun, Cooperative Teachers Credit Union recommends considering a personal loan to stay within your budget.
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Use this FREE workbook to map our your financial goals, track them throughout the year, celebrate your successes, and get on the way to reaching your ultimate goal!
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She pointed at the longer
column. “This is the amount of money we need to spend on certain expenses each
month.”
Then, she pointed at the
shorter column. “And this is the money we have to work with each month.”
“But how do you figure out how
much money you need for everything?” David asked.
We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false.
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