One of the most fundamental financial lessons your kids are going to have to learn is about how you work for your money. Do your kids understand that every time you pull out a wad of bills or swipe a card to pay for a purchase, that money is directly linked to time you put…
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We all struggle with organization. An unordered universe tends toward chaos unless we intervene. But if you can organize your home office area, you can free up lots of time, save money on late fees and make life much less stressful! Here is a simple method you can use to organize yourself: Create a space.…
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According to recent studies, Americans are more concerned than ever about their finances. Unfortunately, most are doing nothing about it. A common misconception is that in order to conduct any type of financial planning, you have to have lots of money. Nothing could be further from the truth. In fact, the more limited the funds…
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Financial setbacks come in all shapes and sizes. It can be an expensive household repair, a medical emergency, getting laid off or the birth of a baby. Whatever the situation, it’s impossible to plan for every financial hit you will take in your lifetime. But don’t fret. If you’re hit with hard times, here’s some…
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As a student, it’s important to find ways to enhance your focus. Perhaps you’ve already tried many methods. Whether it’s a magic supplement promising to turn you into the next Einstein or a veggie smoothie your roommate promises will help you ace every exam, there’s a lot of reason for skepticism. Are there methods that…
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Usually, paying bills is one of those adult chores that takes time away from family time. It doesn’t have to be that way, though! Getting your kids involved in the family finances can let you take care of your responsibilities and spend time with your children at the same time. It’s easy to say “get…
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People starting out in their careers often focus on the here and now while ignoring the future when it comes to finances. As you climb the ladder of success, you tend to think that the raises and promotions will endlessly continue. It can seem like you have forever to plan for the future. As millions…
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Creature comforts like smartphone bank deposits are nice, but how much are they costing you? Your statement might not show the costs directly, but there’s an old adage about situations like this: If you’re not paying for a service, you’re not the customer. You’re the product. In this case, corporate banks use slick technological bells…
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