Summer is a time for fun and excitement, but it can also be super expensive. Summertime can be a season of major life changes like household moves, weddings, or purchasing that boat you’ve been eyeing.
Before you start swiping the plastic for everything under the sun, Cooperative Teachers Credit Union recommends considering a personal loan to stay within your budget.
It isn’t easy to be holed up at home with just your family for company. After two days, you may be thinking there isn’t enough coffee or chocolate in this world for a parent who’s stuck home with their kids for weeks at a time. As the parent, though, you have the unique opportunity to…
1. Reduce stress Stress hormones strain the immune system so it can’t do its best at protecting us from those nasty bacteria, says Dr. Tammy Born of the Born Clinic, Grand Rapids, Mich. Reduce the amount of stress in your life by practicing mindfulness, keeping in touch with friends and family through virtual means while social gatherings…
Data breaches occur when sensitive information is accessed or used without authorization. Factors like a wealth of online data and sophisticated hacking tools have spurred a steep increase in data breaches in recent years, causing tremendous damage to individual consumers and businesses across every industry.
As the situation surrounding the coronavirus continues to develop, your health and financial security continues to be our priority. Beware of the many circulating scams which exploit the fear and the uncertainty surrounding the virus.
A 15-year loan generally carries a lower interest rate than a 30-year loan. If national interest rates are falling when you refinance, and/or your credit has improved since you bought your home, your interest rate can be even lower.
As a financially responsible individual, you should be checking your credit on a regular basis. If all goes well, your report will hold no surprises and your score will be in excellent shape, or steadily increasing. Sometimes, though, you may find an error in your report.