What happens when you and your partner have different approaches toward money? It’s a common scenario. One partner seemingly knows where every earned dollar goes, while the other is a carefree spirit who thrives on spontaneous decisions and purchases. One partner loves fine dining and thinks nothing of blowing $200 on haute cuisine, while the…
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There’s no getting away from the fact that our dependence on energy increases daily. With energy-dependent technology driving our lives, ecologists continue to search for ways to save our environment. Focusing on energy-efficient appliances is one way to do that. Your monthly electric bill may not itemize the specific usage of each appliance in your…
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If you’re like many of us, you’ve been trying to stick to a budget for a while, but by the time each month is over, you’ve busted your budget – again. Because of this recurring pattern, you’re probably wondering if there’s a better way. Fortunately, the answer is yes! The money envelope system has been…
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Q: Help! I’ve been hit with a financial emergency and I don’t know how to pay for it! What are my options? A: Ideally, you’ll want to have an emergency fund in place for this very reason. If you don’t, or the money you have set aside isn’t enough, you have several options to consider. We’ve listed some…
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Buying your first home is a major milestone. There’s nothing quite like the giddy rush that comes from knowing you could paint a wall fluorescent pink or cover the cabinets in peanut butter and no one could legally stop you. You’ve also got a new and quite big investment you need to maintain. Weighing the…
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We all struggle with organization. An unordered universe tends toward chaos unless we intervene. But if you can organize your home office area, you can free up lots of time, save money on late fees and make life much less stressful! Here is a simple method you can use to organize yourself: Create a space.…
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According to recent studies, Americans are more concerned than ever about their finances. Unfortunately, most are doing nothing about it. A common misconception is that in order to conduct any type of financial planning, you have to have lots of money. Nothing could be further from the truth. In fact, the more limited the funds…
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Financial setbacks come in all shapes and sizes. It can be an expensive household repair, a medical emergency, getting laid off or the birth of a baby. Whatever the situation, it’s impossible to plan for every financial hit you will take in your lifetime. But don’t fret. If you’re hit with hard times, here’s some…
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