Many people overspend and rack up thousands of dollars in credit card debt to live a lifestyle they believe will make them happy, only to discover they are living beyond their means. This, in turn, adds stress and worry … causing unhappiness.
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Winter doldrums got you down? The empty calendar making you feel blue? Don’t pull out your wallet for some “retail therapy” just yet!
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Want to make 2019 the year you finally get debt-free?
Look no further than your computer screen! With nothing but internet access and a modest investment of your time, you can give your budget that extra padding it needs and get a head start on saving for a larger goal.
While New Year’s resolutions often don’t last, this is a great time to be thinking about goals. Specifically, financial goals.
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The less time you spend at the mall, the better off your budget is. Before heading out, create a route of the stores you’ll hit. As a bonus, you might even make it home headache-free!
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As we all know, “‘Tis better to give than to receive.” Still, receiving gifts can be pretty darn cool. Around this time of year, parents and grandparents may be asking you what you want for the holidays.
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Thanksgiving is a time for thanks and giving, but are you “giving” too much money to the grocery store each year?
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“33 for 3 – That’s 33 items of clothing you will wear for 3 months. Nothing more! These items include clothing, jewelry, accessories, outerwear and shoes.”
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