A 15-year loan generally carries a lower interest rate than a 30-year loan. If national interest rates are falling when you refinance, and/or your credit has improved since you bought your home, your interest rate can be even lower.
Read More
9 Germy Places to Avoid (or disinfect) this Winter
Harmful bacteria and viruses can lurk in places you’d never suspect, and knowing those places inside and outside the home, can help you avoid getting sick this winter.
Read More
New Year’s Resolution Workbook
Use this FREE workbook to map our your financial goals, track them throughout the year, celebrate your successes, and get on the way to reaching your ultimate goal!
Read More
8 Ways to Beat Holiday Stress
‘Tis the season to be merry-except sometimes, it’s not.
No one wants to be the Grinch on Christmas. So, if you tend to feel stressed or down when the holidays roll around, here are eight tips to help you turn that frown into a genuine smile.
Read More
What To Buy And What To Skip This Black Friday
It’s the bargain-hunter’s favorite season-or is it? Before you brave the crowds this Black Friday, take a few minutes to read through our list of what to buy and what to skip so you come home only with true bargains.
Read More
How Much Money Should I Keep In My Checking Account?
There’s lots of talk in the world of personal finance about how to best manage a savings account, but what about our checking accounts?
Read More
Everything You Need To Know – Capital One Data Breach
In late July, Capital One Bank announced that 106 million of its card holders had their data compromised in a massive breach. Among the victims, 140,000 customers had their Social Security numbers swiped and approximately 80,000 had their linked checking account numbers stolen.
Read More
How To Talk About Budgeting With Your Kids
She pointed at the longer
column. “This is the amount of money we need to spend on certain expenses each
month.”
Then, she pointed at the
shorter column. “And this is the money we have to work with each month.”
“But how do you figure out how
much money you need for everything?” David asked.