What do I need to know about the advance Child Tax Credits of 2021?
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Downsizing Tips For Empty Nesters
Now that the house has emptied out, it’s a great time to sift through the “stuff” that has piled up over the years. Maybe you’ve even decided to move to a new and smaller home.
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Simple Steps To Start Saving
If you’re ready to start saving but you don’t know where to begin, Cooperative Teachers Credit Union can help. Let’s get started!
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Saving On Entertainment Costs
Everyone needs a way to kick back and relax, but entertainment can get expensive. Fortunately, there are ways to save on entertainment costs. Here are a few creative tips to get you started.
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We LOVE Our Members!
Since 1953, CTCU has been committed to its members and community. From the very start, CTCU has been dedicated to teachers and giving back to local school districts. It was chartered by a group of Smith County educators with a mission of creating a thriving cooperative financial institution that will help its members achieve their financial goals by offering comprehensive financial products and services.
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Snowball Method vs. Avalanche Method
Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye? Let’s take a look at two popular approaches for paying down debt and explore the pros and cons of each.
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Getting The Most Out Of Youth Accounts
Managing money is a foundational life skill. There are so many factors involved and so many open-ended questions at play.
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APR vs. Interest Rates
When comparing long-term loans, the interest rate and the annual percentage rate (APR) are often confused. While the interest rate refers to the annual interest expense of the loan, the APR reflects the annual cost of borrowing money from the lender. Clear as mud? Don’t worry; we can help.
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